Ensure you cover your monthly
mortgage payment


Just like Life Insurance or Critical Illness cover, Mortgage Protection works the same way but it decreases over time as your mortgage amount reduces. We look to insure the amount you owe on your mortgage to make sure that if you or your partner were to die or become critically ill, then your mortgage would be paid off.

What is mortgage protection insurance and do I need it?

The reason for having mortgage protection insurance is to protect your home which is often the biggest asset you own. If you were to pass away before your mortgage had been paid off, mortgage protection insurance would ensure that your mortgage would be paid off and your loved ones would be able to continue living in the home.

As this is a decreasing policy, the amount on your policy reduces each month in relation to your mortgage payments until it reaches £0 and expires. The benefit of this type of decreasing cover is that as the policy is enough to repay your mortgage, the premium is usually lower than for other types of cover.


Do I need mortgage protection insurance?

If you have a mortgage, we always recommend you have some type of life insurance in place. Mortgage protection insurance is a type of life insurance policy as it is paid out when you die, although there are other life insurance policies that may be a better fit for you and your family.


Arrange an Appointment

What's is covered with
mortgage protection insurance?


Heart Attack


Children Critical Illness


Terminal Illness

Disability Cover


Frequently asked questions

We are completely free, we do not charge for our life insurance broker services.

As a life insurance broker, we are able to offer a ton of products from all different providers, meaning if you have medical concerns and one company declines you, we can just apply with another.

A life insurance broker represents you, the policyholder. They partner with multiple life insurance companies, and present you with the best possible options to suit your coverage needs and budget. A life insurance broker also help you to complete your life insurance application for a better chance of approval.

We are able to advise on the best product based on you. If you use an online comparison you could be doing it all wrong. Plus we maybe able to getter prices for you and don't charge either.

So many people ask, if I don't charge how do I earn money? Well we get paid a commission just like the comparison sites, but the difference is, we don't charge you like they do.

Ask Us A Question

You can use the form below to make an enquiry and a member of our team will come back to you, if it’s urgent why not give us a call on 07562 331345.

Speaking to a member of our team allows us to understand your individual requirements and allows us to give you the most accurate information for what you’re looking for.

    Protect What Matters Most

    Protect yourself and the ones you love with life insurance, critical illness cover, mortgage protection, and income protection.