Helping first time buyers start their property journey

A first time buyer mortgages is a type of mortgage designed specifically for people who are purchasing their first property. These mortgages can offer favourable terms and affordable rates to help first-time buyers get onto the property ladder.

Some features of first time buyer mortgages may include lower deposit requirements, reduced interest rates, longer repayment terms, not having to pay stamp duty on properties less than £425,000 and a more flexible lending criteria. Purchasing your first home is an exciting time and our team is on hand to help you navigate the many thousands of products available.We will be there for you every step of the way to answer any questions you have that will make the mortgage process as easy as possible.   

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Supporting your property journey

We want to understand your circumstances to ensure the product you choose fits with your needs.  Our mortgage advisor can assist you with your application and negotiate a deal on your behalf so that you are more likely to get approved. We will also be able to find out how much you will be able to borrow and get you an agreement in principle.

Usually you will have access to the same mortgages as other buyers as long as you meet the lender’s eligibility criteria. Whether you’ve saved up or are lucky enough to have support from your family, there are a range of different mortgages available so we will help find the right one for you and your personal circumstances. We also have access to various schemes that are currently available to first time buyers. 

If you’ve visited your local bank or have been refused a mortgage we would love the opportunity to discuss what options are available to see if there’s a way to help get you on the property ladder.

For more advice about first time buyer mortgages, contact The Protection Parent today. 

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You can use the form below to make an enquiry and a member of our team will come back to you, if it’s urgent why not give us a call on 07562 331345.

Speaking to a member of our team allows us to understand your individual requirements and allows us to give you the most accurate information for what you’re looking for.

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