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Helping you choose a mortgage that’s right for you.

 

If you’re thinking about purchasing a property to rent out or growing a portfolio of properties then you’ll need a Buy To Let mortgage as it is illegal to let out a residential property without a Buy To Let mortgage unless you have consent from your lender.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Supporting your property journey

When applying for a Buy To Let mortgage your lender will request additional information compared to a residential mortgage application to ensure suitability and affordability. The exact requirements can vary from lender to lender however the main points they will look for as a base are:

Own a residential property (with a mortgage is fine)

Annual salary of at least £25,000

Good credit score

Able to repay the mortgage in full by the ages of 70-75

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Start your Buy To Let journey

 

If you’re ready to start your But To Let journey and would like some advice on what options are available to you please book an appointment with one of our experts.

 

Arrange an Appointment

Protect What Matters Most

Protect yourself and the ones you love with life insurance, critical illness cover, mortgage protection, and income protection.

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