Working with leading UK insurance providers
What is Pregnancy Cover?
Pregnancy Cover is a specialist insurance policy designed to provide financial support during pregnancy and the early months of parenthood. It can help if unexpected complications arise for either mother or baby, giving you one less thing to worry about during an important time for your family.
The cover may provide financial assistance for pregnancy-related complications, extended hospital stays, specialist care for your baby, and time away from work to care for your child.
Designed to offer added reassurance throughout your pregnancy journey, Pregnancy Cover helps provide valuable financial support when your family needs it most.
Benefits
Financial Support During Pregnancy
Receive a lump sum or benefits to help cover unexpected medical costs or extended hospital stays.
Protection for Your Baby
Covers medical conditions and complications, including premature birth and congenital conditions, giving your child the best possible start.
Peace of Mind for Parents
Knowing you have financial protection allows you to focus entirely on your own recovery and your baby’s health.
Good to know
Covers through early chilhood
Covers both mother and baby from pregnancy through early childhood.
Wide range of Cover
Can help with time off work, extended hospital stays, and specialist treatment.
Compliments Existing Plans
Designed to complement existing family insurance plans or act as standalone cover.
Get Covered
Answer a few questions and arrange a FREE consultation with one of our experts.
We’ll find you a personalised list of policies to choose from.
Pregnancy & Early Childhood Cover
Our Pregnancy & Early Childhood Cover is available if you've chosen Children's Cover or Children's Enhanced Cover, and can be added or removed as your needs change.
It covers the conditions listed below, and includes Children's Enhanced Death Benefit and
Premature Birth Hospital Stay Benefit.
Children's Critical Illness Cover
Pays the chosen cover amount if your child is diagnosed one of the following specific conditions:
- Cerebral palsy before age 7
- Craniosynotosis
- Cystic fibrosis
- Down’s syndrome
- Edward’s syndrome
- Hydrocephalus before age 7
- Muscular dystrophy before age 7
- Osteogenesis imperfecta before age 7
- Patau syndrome
- Spina bifida
Birth Defect cover
Pays £5,000 if your child is born with one of the following:
- Cleft lip
- Cleft palate
- Congenital talipes equinovarus (club foot)
- Development dysplasia of the hip
Specified + complications of pregnancy
Pays £5,000 if the life assured or partner suffers a specific complication during pregnancy
- Disseminated intravascular coagulation (DIC)
- Ectopic pregnancy
- Benign hydatidiform mole
- Placental abruption
- Eclampsia (excluding pre-clampsia)
- Foetal death in utero between 20 and 24 weeks gestation
Children's Enhanced Death Benefit
If your child dies from the 24th week of pregnancy, we will pay £5,000 (This is instead of the Children’s Death Benefit, not in addition to)
Premature Birth Hospital Stay Benefit
If your child needs to stay in hospital for 7 or more nights following a premature birth, we will pay £50 per night from the 7th night
Cover that you can rely on
From an award winning company with access to the UKs best insurance providers to suit your needs and circumstances.
- Rated 5/5 stars on Google
- We only work with the best providers in the UK
- Insurance tailored to your individual needs
- A friendly UK based customer service team
Over 8,000 families protected
Charlotte Grant
Milly was absolutely amazing throughout. Really friendly and knowledgable. I now have life insurance, critical illness cover, pregnancy cover and cover for the baby, for literally the equivalent of what I probably spend on coffee a month, or my phone contract! Can’t believe I didn’t sort this sooner, the process was really smooth and literally sorted in less than 24 hours. Also really worth looking into the world wide cancer cover options too. Thank you so much for all of your help. Charlotte
Jessica Groom
Karla was amazing !! She explained everything to me for me and my partners insurance, not only the dearest options but all available options with different pricing and different variation on what we could have covered. She made sure I had all of my questions answered and was super efficient when doing this. She has helped me and partner massively with needing life insurance, Plus also gave us guidance for home and context insurance too. I honestly could not reccomend her enough. Thank you so much for all your help Karla ! You have made this process so easy !
rebecca baxter
Highly recommend. The Protection Parent took me through all of my available options with a high degree of knowledge. Everyone I spoke to was approachable, provided assurance when needed and guided me through the process with ease.
Kiran S
Amazing service start to finish. Karla is brilliant, she’s very knowledgable and honest. Karla made us feel like family and there was no pressure to spend loads of money. Karla gave us so many options and we went through every single detail until we were happy. Thank you for helping protect my family and me with such excellent cover.
Kieran Feighery
Karla put the work into helping me understand the cover I actually needed, what the barriers were to getting it, and finding the right level of cover for me with my somewhat interesting medical history. I'm confident I've the right cover in place now and would highly recommend her to anyone.
Amy Barnett
After my Dr's been an absolute nightmare to release documents to the insurers I've finally got my life insurance sorted again 😁 All thanks to the lovely Karla Edwards at The Protection Parent very helpful and understanding. My hat goes off to her for the patience 🫶🏼 If anyone is thinking of getting life insurance i would highly recommend, its all down to you and what you want to pay, they have different covers what suits you best 👌🏻 just give them a message to see what they can offer you WILL be surprised! Thanks again to you and the gorgeous team 💕
lewis Dowson
I was recommended to Karla at The Protection Parent by a friend. I already had life insurance and critical illness policies in place, but I was also looking for income protection. I contacted Karla, and she was friendly and professional throughout. She found me a great policy and also reviewed my existing cover. Following the review, she managed to upgrade my policy so that I had much better cover at a cheaper rate. I would highly recommend Karla for your insurance needs.
Luke Rogers
We have used Karla for our life insurance needs for the last 2 and a half years and have recently changed our policy. Nothing is too much trouble including the endless questions. She knows the ins and outs of the products she is recommending. Communication is so easy, Would definitely recommend. Coral & Luke
Andrew Ainsworth
Karla was extremely knowledgable and went above and beyond in talking though policies and answering questions. She made the whole process really easy and straightforward, with great advice, support and communication throughout. It’s reassuring to know you have a good broker and advisor on your side to make sure policies are set up correctly. Many thanks for all your help and advice! Would highly recommend! 👏🏻👍🏻
Leanne Robson
Went above and beyond to support me with my Life Insurance which lasted awhile nothing due to her though she constantly checked in with me thank you so much!
How does it work?
Our process is quick and convenient; you can complete everything online or over the phone, wherever and whenever it works best for you. Simply fill out the contact form to get started, and we'll guide you through the next steps to help protect what matters most.
Answer a few questions
Fill out our simple online form so we can learn more about you.
Speak with an Adviser
One of our Advisers will call you to discuss your options.
Choose the right policy
We will recommend an insurance policy based on your needs.
Frequently asked questions
We’ve created a list of the most commonly asked questions regarding global cover. For more frequently asked questions, visit our help and support page.
Speak with an expert
Need further help? Speak with one of our Advisers.
It provides financial support for pregnancy complications, extended hospital stays, specialist care for your baby, and time off work for parents.
Yes. The policy can cover conditions such as cerebral palsy, cystic fibrosis, spina bifida, cleft lip/palate, downs syndrome, and more.
Yes. Hospital stays for babies born before 37 weeks are supported from the 7th consecutive night up to the 30th.
Yes. Coverage includes support for stillbirths from the 24th week of pregnancy and for babies who pass away within 30 days of birth.
Yes. Pregnancy Cover can enhance new or existing policies.
About Us
Industry Leading Advice
The Protection Parent is an award-winning independent insurance broker dedicated to helping individuals and families across the UK find the right protection for their needs. By working with a wide panel of leading providers, we offer access to a broad range of policies and handle the research, comparison, and application process on our clients’ behalf.
Our goal is to ensure every family has the right level of protection in place, tailored specifically to their individual circumstances, priorities and budget. Taking the time to understand each client’s needs, concerns, and future plans allows us to guide you through every step of the process and ensure your loved ones are properly protected.
Proud to be a multi-award winning Protection firm
Help & Support
Discover our support guides and frequently asked questions for more information on choosing the right insurance.
Global Treatment Covers Your Children Too 🌍💜
Read article
Which Insurance is Most Suitable for Me?
Discover which policies are right for you by understanding the differences between the products.
Read article
How does Cancer Treatment Insurance work?
This specialist cover gives you & your family access to world leading treatment options.
Read article
How Much Life Insurance Cover Do You Need?
The amount you have is based on your personal circumstances and budget.
Read article
Why Take Out Life Insurance for Your Family?
To ensure your loved ones will be financially stable after you pass away.
Read article
Why does every parent in the UK need Life Insurance?
Cover can be from as little as £5 per month and will give you peace of mind.
Read article
Speak with an expert
Need further help? Speak with one of our Advisers.
We're here to help
Not sure where to start? Fill out your details and an Adviser will be in touch.
- Rated 5/5 stars on Google
- We only work with the best providers in the UK
- Insurance tailored to your individual needs
- A friendly UK based customer service team
Call to action form for service pages
"*" indicates required fields