Working with leading UK insurance providers

What is Fracture Cover?

Fracture Cover is a straightforward insurance policy that provides financial protection if you suffer certain injuries, no matter how or where they occur. Whether it’s a slip at home, a sports accident, or a fall at work, it helps ease the financial impact of time off work and additional recovery costs.

The policy covers fractures, dislocations, ruptures, and tears, with the potential for multiple payouts for separate injuries resulting from the same incident. It is not affected by your previous medical history or past injuries, with payouts of up to £6,000 depending on the type and severity of the injury.

This means that if you break more than one bone in a single accident, each injury may be assessed separately, allowing for multiple claims and payments where applicable.

Benefits

Financial Support During Recovery

Get a lump sum payout to help cover lost income, medical costs, or everyday expenses while you focus on getting better.

Covers a Wide Range of Injuries

Includes fractures, dislocations, ruptures, and tears, providing peace of mind for many types of accidents.

Multiple Payouts Per Incident

Each injury from a single accident is treated separately, meaning multiple claims can be made for the same event.

Good to know

Covers injuries anywhere and anytime

Whether at home, work, or during leisure activities.

Covers Loss of Earnings

Provides financial support for lost earnings and additional costs due to injury.

Past Injuries Don't Affect Application

Simple application process with no impact from past injuries.

Get Covered

Answer a few questions and arrange a FREE consultation with one of our experts.

We’ll find you a personalised list of policies to choose from.

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Cover that you can rely on

From an award winning company with access to the UKs best insurance providers to suit your needs and circumstances.

  • Rated 5/5 stars on Google
  • We only work with the best providers in the UK
  • Insurance tailored to your individual needs
  • A friendly UK based customer service team

 

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Over 8,000 families protected

How does it work?

Our process is quick and convenient; you can complete everything online or over the phone, wherever and whenever it works best for you. Simply fill out the contact form to get started, and we'll guide you through the next steps to help protect what matters most.

Frequently asked questions

We’ve created a list of the most commonly asked questions regarding global cover. For more frequently asked questions, visit our help and support page.

Speak with an expert

Need further help? Speak with one of our Advisers.

Fracture Cover protects against fractures (broken bones), dislocations, ruptures, and tears.

Payouts can reach up to £6,000, depending on the type of injury. Multiple injuries from the same accident are treated as separate claims.

No. Your previous injuries or medical history do not impact your eligibility.

Yes. The policy provides financial support regardless of where the accident occurs.

Cover starts from under £5 per month, making it an affordable way to protect yourself and your finances.

About Us

Industry Leading Advice

The Protection Parent is an award-winning independent insurance broker dedicated to helping individuals and families across the UK find the right protection for their needs. By working with a wide panel of leading providers, we offer access to a broad range of policies and handle the research, comparison, and application process on our clients’ behalf.

Our goal is to ensure every family has the right level of protection in place, tailored specifically to their individual circumstances, priorities and budget. Taking the time to understand each client’s needs, concerns, and future plans allows us to guide you through every step of the process and ensure your loved ones are properly protected.

 

Learn more about us


Proud to be a multi-award winning Protection firm

Help & Support

Discover our support guides and frequently asked questions for more information on choosing the right insurance.

Speak with an expert

Need further help? Speak with one of our Advisers.

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  • Rated 5/5 stars on Google
  • We only work with the best providers in the UK
  • Insurance tailored to your individual needs 
  • A friendly UK based customer service team

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