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What is Children’s Critical Illness Cover?
Children’s Critical Illness Cover provides a tax-free lump-sum payment if your child is diagnosed with a serious illness covered by the policy. The payout can help with lost income and unexpected expenses, providing financial support while you focus on what matters most; being with your child during their recovery.
Typically available from birth up to age 23, it offers reassurance and financial protection when your child needs you most.
Benefits
Lump Sum Payout
Cover for your children running from £10,000 to £100,000.
Financial Stability During Difficult Times
The payout can help replace lost income if you need to reduce working hours or take unpaid leave.
Full Family Cover
No Medical Required. All children are covered under one policy.
Flexible Family Eligibility
Available to various parental and guardian arrangements, ensuring protection can be tailored to your family.
Good to know
Payout Options
You decide how much your children are covered for, based on your budget and needs.
Combine with Existing Policies
Can be added to an existing life insurance policy or arranged as standalone cover.
Conditions Covered
Children's critical illness is designed to cover child specific illnesses that are more likely to occur before the age of 23.
Get Covered
Answer a few questions and arrange a FREE consultation with one of our experts.
We’ll find you a personalised list of policies to choose from.
Cover that you can rely on
From an award winning company with access to the UKs best insurance providers to suit your needs and circumstances.
- Rated 5/5 stars on Google
- We only work with the best providers in the UK
- Insurance tailored to your individual needs
- A friendly UK based customer service team
Over 8,000 families protected
Charlotte Grant
Milly was absolutely amazing throughout. Really friendly and knowledgable. I now have life insurance, critical illness cover, pregnancy cover and cover for the baby, for literally the equivalent of what I probably spend on coffee a month, or my phone contract! Can’t believe I didn’t sort this sooner, the process was really smooth and literally sorted in less than 24 hours. Also really worth looking into the world wide cancer cover options too. Thank you so much for all of your help. Charlotte
Jessica Groom
Karla was amazing !! She explained everything to me for me and my partners insurance, not only the dearest options but all available options with different pricing and different variation on what we could have covered. She made sure I had all of my questions answered and was super efficient when doing this. She has helped me and partner massively with needing life insurance, Plus also gave us guidance for home and context insurance too. I honestly could not reccomend her enough. Thank you so much for all your help Karla ! You have made this process so easy !
rebecca baxter
Highly recommend. The Protection Parent took me through all of my available options with a high degree of knowledge. Everyone I spoke to was approachable, provided assurance when needed and guided me through the process with ease.
Kiran S
Amazing service start to finish. Karla is brilliant, she’s very knowledgable and honest. Karla made us feel like family and there was no pressure to spend loads of money. Karla gave us so many options and we went through every single detail until we were happy. Thank you for helping protect my family and me with such excellent cover.
Kieran Feighery
Karla put the work into helping me understand the cover I actually needed, what the barriers were to getting it, and finding the right level of cover for me with my somewhat interesting medical history. I'm confident I've the right cover in place now and would highly recommend her to anyone.
Amy Barnett
After my Dr's been an absolute nightmare to release documents to the insurers I've finally got my life insurance sorted again 😁 All thanks to the lovely Karla Edwards at The Protection Parent very helpful and understanding. My hat goes off to her for the patience 🫶🏼 If anyone is thinking of getting life insurance i would highly recommend, its all down to you and what you want to pay, they have different covers what suits you best 👌🏻 just give them a message to see what they can offer you WILL be surprised! Thanks again to you and the gorgeous team 💕
lewis Dowson
I was recommended to Karla at The Protection Parent by a friend. I already had life insurance and critical illness policies in place, but I was also looking for income protection. I contacted Karla, and she was friendly and professional throughout. She found me a great policy and also reviewed my existing cover. Following the review, she managed to upgrade my policy so that I had much better cover at a cheaper rate. I would highly recommend Karla for your insurance needs.
Luke Rogers
We have used Karla for our life insurance needs for the last 2 and a half years and have recently changed our policy. Nothing is too much trouble including the endless questions. She knows the ins and outs of the products she is recommending. Communication is so easy, Would definitely recommend. Coral & Luke
Andrew Ainsworth
Karla was extremely knowledgable and went above and beyond in talking though policies and answering questions. She made the whole process really easy and straightforward, with great advice, support and communication throughout. It’s reassuring to know you have a good broker and advisor on your side to make sure policies are set up correctly. Many thanks for all your help and advice! Would highly recommend! 👏🏻👍🏻
Leanne Robson
Went above and beyond to support me with my Life Insurance which lasted awhile nothing due to her though she constantly checked in with me thank you so much!
How does it work?
Our process is quick and convenient; you can complete everything online or over the phone, wherever and whenever it works best for you. Simply fill out the contact form to get started, and we'll guide you through the next steps to help protect what matters most.
Answer a few questions
Fill out our simple online form so we can learn more about you.
Speak with an Adviser
One of our Advisers will call you to discuss your options.
Choose the right policy
We will recommend an insurance policy based on your needs.
Frequently asked questions
We’ve created a list of the most commonly asked questions regarding global cover. For more frequently asked questions, visit our help and support page.
Speak with an expert
Need further help? Speak with one of our Advisers.
Most policies provide between £10,000 and £100,000.
Common covered conditions include cancer, heart-related illnesses, neurological disorders, diabetes type 1 and situations requiring intensive care. Always check the insurer’s specific policy definitions.
Yes. You can arrange cover for multiple children.
No. Critical illness cover pays out upon diagnosis of a specified serious condition, whereas life insurance pays out only in the event of death.
In many cases, yes. Children’s Critical Illness Cover can often be added to an existing policy or taken as standalone protection.
About Us
Industry Leading Advice
The Protection Parent is an award-winning independent insurance broker dedicated to helping individuals and families across the UK find the right protection for their needs. By working with a wide panel of leading providers, we offer access to a broad range of policies and handle the research, comparison, and application process on our clients’ behalf.
Our goal is to ensure every family has the right level of protection in place, tailored specifically to their individual circumstances, priorities and budget. Taking the time to understand each client’s needs, concerns, and future plans allows us to guide you through every step of the process and ensure your loved ones are properly protected.
Proud to be a multi-award winning Protection firm
Help & Support
Discover our support guides and frequently asked questions for more information on choosing the right insurance.
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Speak with an expert
Need further help? Speak with one of our Advisers.
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- Rated 5/5 stars on Google
- We only work with the best providers in the UK
- Insurance tailored to your individual needs
- A friendly UK based customer service team
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