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What is Children’s Critical Illness Cover?

Children’s Critical Illness Cover provides a tax-free lump-sum payment if your child is diagnosed with a serious illness covered by the policy. The payout can help with lost income and unexpected expenses, providing financial support while you focus on what matters most; being with your child during their recovery.

Typically available from birth up to age 23, it offers reassurance and financial protection when your child needs you most.

Benefits

Lump Sum Payout

Cover for your children running from £10,000 to £100,000.

Financial Stability During Difficult Times

The payout can help replace lost income if you need to reduce working hours or take unpaid leave.

Full Family Cover

No Medical Required. All children are covered under one policy.

Flexible Family Eligibility

Available to various parental and guardian arrangements, ensuring protection can be tailored to your family.

Good to know

Payout Options

You decide how much your children are covered for, based on your budget and needs.

Combine with Existing Policies

Can be added to an existing life insurance policy or arranged as standalone cover.

Conditions Covered

Children's critical illness is designed to cover child specific illnesses that are more likely to occur before the age of 23.

Get Covered

Answer a few questions and arrange a FREE consultation with one of our experts.

We’ll find you a personalised list of policies to choose from.

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Cover that you can rely on

From an award winning company with access to the UKs best insurance providers to suit your needs and circumstances.

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  • We only work with the best providers in the UK
  • Insurance tailored to your individual needs
  • A friendly UK based customer service team

 

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Over 8,000 families protected

How does it work?

Our process is quick and convenient; you can complete everything online or over the phone, wherever and whenever it works best for you. Simply fill out the contact form to get started, and we'll guide you through the next steps to help protect what matters most.

Frequently asked questions

We’ve created a list of the most commonly asked questions regarding global cover. For more frequently asked questions, visit our help and support page.

Speak with an expert

Need further help? Speak with one of our Advisers.

Most policies provide between £10,000 and £100,000.

Common covered conditions include cancer, heart-related illnesses, neurological disorders, diabetes type 1 and situations requiring intensive care. Always check the insurer’s specific policy definitions.

Yes. You can arrange cover for multiple children.

No. Critical illness cover pays out upon diagnosis of a specified serious condition, whereas life insurance pays out only in the event of death.

In many cases, yes. Children’s Critical Illness Cover can often be added to an existing policy or taken as standalone protection.

About Us

Industry Leading Advice

The Protection Parent is an award-winning independent insurance broker dedicated to helping individuals and families across the UK find the right protection for their needs. By working with a wide panel of leading providers, we offer access to a broad range of policies and handle the research, comparison, and application process on our clients’ behalf.

Our goal is to ensure every family has the right level of protection in place, tailored specifically to their individual circumstances, priorities and budget. Taking the time to understand each client’s needs, concerns, and future plans allows us to guide you through every step of the process and ensure your loved ones are properly protected.

 

Learn more about us


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Help & Support

Discover our support guides and frequently asked questions for more information on choosing the right insurance.

Speak with an expert

Need further help? Speak with one of our Advisers.

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  • Rated 5/5 stars on Google
  • We only work with the best providers in the UK
  • Insurance tailored to your individual needs 
  • A friendly UK based customer service team

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